Reminder to 0bama and Holder Employees
COMPUTER TRESPASS---RCW 9A.52.110---Computer trespass in the first degree.
(1) A person is guilty of computer trespass in the first degree if the person, without authorization, intentionally gains access to a computer system or electronic database of another; and (a) The access is made with the intent to commit another crime; or (b) The violation involves a computer or database maintained by a government agency.
(2) Computer trespass in the first degree is a class C felony.
You Are Never As Anonymous As You Think!
Sign by Danasoft - For Backgrounds and Layouts
Tuesday, September 30, 2008
BARACK'S 'ORGANIZER' BUDS PUSHED FOR BAD MORTGAGES
By STANLEY KURTZ
Chutzpah: ACORN's drive to lower mortgage standards paved the way for the meltdown - yet last week, it was holding protests like this one in Florida, trying to get a cut of the financial-market-rescue bill.
Posted: 3:53 am
September 29, 2008
WHAT exactly does a "community organizer" do? Barack Obama's rise has left many Americans asking themselves that question. Here's a big part of the answer: Community organizers intimidate banks into making high-risk loans to customers with poor credit.
In the name of fairness to minorities, community organizers occupy private offices, chant inside bank lobbies, and confront executives at their homes - and thereby force financial institutions to direct hundreds of millions of dollars in mortgages to low-credit customers.
In other words, community organizers help to undermine the US economy by pushing the banking system into a sinkhole of bad loans. And Obama has spent years training and funding the organizers who do it.
THE seeds of today's financial meltdown lie in the Community Reinvestment Act - a law passed in 1977 and made riskier by unwise amendments and regulatory rulings in later decades.
CRA was meant to encourage banks to make loans to high-risk borrowers, often minorities living in unstable neighborhoods. That has provided an opening to radical groups like ACORN (the Association of Community Organizations for Reform Now) to abuse the law by forcing banks to make hundreds of millions of dollars in "subprime" loans to often uncreditworthy poor and minority customers.
Any bank that wants to expand or merge with another has to show it has complied with CRA - and approval can be held up by complaints filed by groups like ACORN.
In fact, intimidation tactics, public charges of racism and threats to use CRA to block business expansion have enabled ACORN to extract hundreds of millions of dollars in loans and contributions from America's financial institutions.
Banks already overexposed by these shaky loans were pushed still further in the wrong direction when government-sponsored Fannie Mae and Freddie Mac began buying up their bad loans and offering them for sale on world markets.
Fannie and Freddie acted in response to Clinton administration pressure to boost homeownership rates among minorities and the poor. However compassionate the motive, the result of this systematic disregard for normal credit standards has been financial disaster.
ONE key pioneer of ACORN's subprime-loan shakedown racket was Madeline Talbott - an activist with extensive ties to Barack Obama. She was also in on the ground floor of the disastrous turn in Fannie Mae's mortgage policies.
Long the director of Chicago ACORN, Talbott is a specialist in "direct action" - organizers' term for their militant tactics of intimidation and disruption. Perhaps her most famous stunt was leading a group of ACORN protesters breaking into a meeting of the Chicago City Council to push for a "living wage" law, shouting in defiance as she was arrested for mob action and disorderly conduct. But her real legacy may be her drive to push banks into making risky mortgage loans.
In February 1990, Illinois regulators held what was believed to be the first-ever state hearing to consider blocking a thrift merger for lack of compliance with CRA. The challenge was filed by ACORN, led by Talbott. Officials of Bell Federal Savings and Loan Association, her target, complained that ACORN pressure was undermining its ability to meet strict financial requirements it was obligated to uphold and protested being boxed into an "affirmative-action lending policy." The following years saw Talbott featured in dozens of news stories about pressuring banks into higher-risk minority loans.
IN April 1992, Talbott filed an other precedent-setting com plaint using the "community support requirements" of the 1989 savings-and-loan bailout, this time against Avondale Federal Bank for Savings. Within a month, Chicago ACORN had organized its first "bank fair" at Malcolm X College and found 16 Chicago-area financial institutions willing to participate.
Two months later, aided by ACORN organizer Sandra Maxwell, Talbott announced plans to conduct demonstrations in the lobbies of area banks that refused to attend an ACORN-sponsored national bank "summit" in New York. She insisted that banks show a commitment to minority lending by lowering their standards on downpayments and underwriting - for example, by overlooking bad credit histories.
By September 1992, The Chicago Tribune was describing Talbott's program as "affirma- tive-action lending" and ACORN was issuing fact sheets bragging about relaxations of credit standards that it had won on behalf of minorities.
And Talbott continued her effort to, as she put it, drag banks "kicking and screaming" into high-risk loans. A September 1993 story in The Chicago Sun-Times presents her as the leader of an initiative in which five area financial institutions (including two of her former targets, now plainly cowed - Bell Federal Savings and Avondale Federal Savings) were "participating in a $55 million national pilot program with affordable-housing group ACORN to make mortgages for low- and moderate-income people with troubled credit histories."
What made this program different from others, the paper added, was the participation of Fannie Mae - which had agreed to buy up the loans. "If this pilot program works," crowed Talbott, "it will send a message to the lending community that it's OK to make these kind of loans."
Well, the pilot program "worked," and Fannie Mae's message that risky loans to minorities were "OK" was sent. The rest is financial-meltdown history.
IT would be tough to find an "on the ground" community organizer more closely tied to the subprime-mortgage fiasco than Madeline Talbott. And no one has been more supportive of Madeline Talbott than Barack Obama.
When Obama was just a budding community organizer in Chicago, Talbott was so impressed that she asked him to train her personal staff.
He returned to Chicago in the early '90s, just as Talbott was starting her pressure campaign on local banks. Chicago ACORN sought out Obama's legal services for a "motor voter" case and partnered with him on his 1992 "Project VOTE" registration drive.
In those years, he also conducted leadership-training seminars for ACORN's up-and-coming organizers. That is, Obama was training the army of ACORN organizers who participated in Madeline Talbott's drive against Chicago's banks.
More than that, Obama was funding them. As he rose to a leadership role at Chicago's Woods Fund, he became the most powerful voice on the foundation's board for supporting ACORN and other community organizers. In 1995, the Woods Fund substantially expanded its funding of community organizers - and Obama chaired the committee that urged and managed the shift.
That committee's report on strategies for funding groups like ACORN features all the key names in Obama's organizer network. The report quotes Talbott more than any other figure; Sandra Maxwell, Talbott's ACORN ally in the bank battle, was also among the organizers consulted.
MORE, the Obama-supervised Woods Fund report ac knowledges the problem of getting donors and foundations to contribute to radical groups like ACORN - whose confrontational tactics often scare off even liberal donors and foundations.
Indeed, the report brags about pulling the wool over the public's eye. The Woods Fund's claim to be "nonideological," it says, has "enabled the Trustees to make grants to organizations that use confrontational tactics against the business and government 'establishments' without undue risk of being criticized for partisanship."
Hmm. Radicalism disguised by a claim to be postideological. Sound familiar?
The Woods Fund report makes it clear Obama was fully aware of the intimidation tactics used by ACORN's Madeline Talbott in her pioneering efforts to force banks to suspend their usual credit standards. Yet he supported Talbott in every conceivable way. He trained her personal staff and other aspiring ACORN leaders, he consulted with her extensively, and he arranged a major boost in foundation funding for her efforts.
And, as the leader of another charity, the Chicago Annenberg Challenge, Obama channeled more funding Talbott's way - ostensibly for education projects but surely supportive of ACORN's overall efforts.
In return, Talbott proudly announced her support of Obama's first campaign for state Senate, saying, "We accept and respect him as a kindred spirit, a fellow organizer."
IN short, to understand the roots of the subprime-mort gage crisis, look to ACORN's Madeline Talbott. And to see how Talbott was able to work her mischief, look to Barack Obama.
Then you'll truly know what community organizers do.
Stanley Kurtz is a senior fellow with the Ethics and Public Policy Center in Washington, DC.
HOW DID WE EVER GET IN THIS MESS??
"100 percent financing . . ."
"No down payment . . ."
"No income . . .
"No job . . ."
"No assets . . ."
"No credit scores . . ."
"Low credit scores . . ."
"No SSN required . . ."
"ITIN identification accepted . . ."
"Undocumented income . . . even if you don't report it on your tax returns . . ."
BUT WHY WOULD THEY DO THAT??
7.) Unqualified home owners -- not our fault talk to the Banks
6.) Banks -- not our fault talk to Fannie and Freddie
5.) Fannie Mae & Freddie Mac -- not our fault talk to Bush
4.) President Bush -- not my fault talk to Congress
3.) Congress -- not our fault talk to ACORN
2.) ACORN, La Raza -- not our fault talk to Obama
1.) Barack Obama -- Ah . . .
Thank You Panola60
Hillary had college friends and Lynn Rothschild, McCain had other vets that were POW's with him - not to mention many in the congress and senate and past presidents etc. Where are the folks that have a history of Obama.....not folks like John Kerry or Claire McCaskill who have barely known Obama and are vying for "cabinet positions" Where are they?
ENTER GOVERNOR PALIN
Palin: Yes, she's 100 percent Ivy-free.
Posted: 3:26 am
September 20, 2008
I KNOW Sarah Palin, and so does my wife. Neither of us ever actually met the governor of Alaska , but we grew up with her - in the small-town America despised by the leftwing elite.
One gal-pal classmate of my wife's has even traveled from New York 's Finger Lakes to Alaska to hunt moose with her husband. (Got one, too.) And no, Ms. Streisand, she isn't a redneck missing half her teeth - she's a lawyer.
The sneering elites and their mediacrat fellow travelers just don't get it: How on earth could anyone vote for someone who didn't attend an Ivy League school? And having more than 1.7 children marks any woman as a rube. (If Palin had any taste, her teenage daughter would've had a quiet abortion in a discreet facility.
And what kind of retro-Barbie would stay happily married to her high-school sweetheart? Ugh. She even kills animals and eats them. (The meat and fish served in the upscale bistros patronized by Obama supporters appears by magic - it didn't really come from living things. . .
Palin has that hick accent, too. And that busy-mom beehive 'do. Double ugh! Bet she hasn't even read Ian McEwan's latest novel and can't explain Frank Gehry's vision for a new architecture. She and her blue-collar (triple ugh!) husband don't even own a McMansion, let alone an inherited family compound on the Cape .
And she wants to be vice president?
The opinion-maker elites see Sarah Palin clearly every time they look up from another sneering article in The New Yorker: She's a country-bumpkin chumpette from a hick state with low latte availability. She's not one of them and never will be. That's the real disqualifier in this race.
Now let me tell you what those postmodern bigots with their multiple vacation homes and their disappointing trust-fund kids don't see:
Sarah Palin's one of us. She actually represents the American people.
When The New York Times, CNN, the NBC basket of basket cases and all the barking blog dogs insult Palin, they're insulting us. When they smear her, they're smearing every American who actually works for a living, who doesn't expect a handout, who doesn't have a full-time accountant to parse the family taxes, who believes in the Pledge of Allegiance and who thinks a church is more than just a tedious stop on daughter Emily's 100K wedding day.
Go ahead, faux feminists and Hollywood deep thinkers: Snicker at Sarah America's degree from the University of Idaho, but remember that most Americans didn't attend Harvard or Princeton as a legacy after daddy donated enough to buy his kid's way in.
Go ahead, campaign strategists: Mock Americans who go to church and actually pray. But you might want to run the Census numbers first.
And go right ahead: Dismiss all of us who remember how, on the first day of deer season, our high school classrooms were half empty (not a problem at Andover or Exeter ).
That rube accent of Palin's? It's a howler. But she sounds a lot more like the rest of us than a Harvard man or a Smithie ever will.
Why does Sarah Palin energize all of us who don't belong to the gilded leftwing circle? Because she's us. We sat beside her in class. We hung out after school (might've even shared a backseat combat zone on prom night). And now she lives next door, raising her kids.
For the first time since Ronald Reagan, our last great president, we, the people, see a chance that one of us might have a voice in governing our country.
Speaking of Reagan ( Eureka College , Illinois ), every chief executive we've had since the Gipper snapped his final salute as president has had the imprimatur of an Ivy League university.
And we've gone from bad to worse:
* George Herbert Walker Bush: Yale.
* William Jefferson Clinton: Georgetown , Oxford , Yale Law.
* George W. Bush: Yale and Harvard Business School .
The first lacked the sense to finish the job in Desert Storm; the second lacked the guts to go after al Qaeda when it was just a startup - and the third, well, let's just say he disappointed our low expectations.
Now we have the Ivy League elite's "he's not only like us but he's a minority and we're so wonderful to support him" candidate, Sen. Barack Obama ( Columbia and Harvard Law).
Our country can't afford another one of these clowns. Harvard isn't the answer - Harvard's the problem.
So here's the message Palin is sending on behalf of the rest of us (the down-market masses Dems love at election time and ignore once the voting's done): The rule of the snobs is over. It's time to give one of us a chance to lead.
Sen. John McCain's one of us, too. He raised hell at Annapolis (quadruple ugh: military!), and he'll raise the right kind of hell in Washington . McCain's so dumb he really loves his country. Sarah Palin's dumb that way, too.
How terribly unfashionable.
By Ken Black
As the weeke
It’s not just Ohio.